• Receive money directly for free use
  • Fast loan decision and payment
  • Guaranteed without upfront costs
  • Simple, unbureaucratic and reliable
  • Individual, independent advice
  • Also possible without an entry in the Schufa

Bridge financial bottlenecks at short notice with a small loan

Small loan with immediate payout - from € 1,000

There are situations in life when you need money very quickly. The most inopportune things often happen when financially tight: the washing machine breaks, the television breaks down or the car urgently needs to be taken to the workshop. If “Murphy's Law” strikes again, a cheap small loan can be the ideal solution. The Best Credit small loan can be applied for quickly and easily online and the amount will be in your checking account a short time later - often on the same day, provided all your documents are complete. The small loan is not earmarked, ie you can freely dispose of the amount. So your small loan can be used flexibly for all small requests that can no longer wait.

The small loan as the ideal alternative to the expensive overdraft facility

Overdraft facilities are expensive - banks often charge double-digit interest rates for the overdraft facility. Most consumers know this and still slide into the red again and again or even permanently. Instead of constantly using your overdraft facility and thus risking losing track of your monthly expenses at some point and in the worst case not getting out of the red at all, it is better to use a cheap small loan or through your overdraft facility to replace an inexpensive small loan. A small loan is not only cheaper, it also brings order to your financial budget. With a small loan, you can gradually reduce your debts in constant monthly installments.

Individual small loan offer exactly according to your needs

At Best Credit you don't get a standard off-the-peg offer - we take our time for every loan request and carefully check which monthly loan installment an applicant can afford. Accordingly, we adapt your loan exactly to your financial possibilities and ensure that you can easily service your loan installments until the end of the term. Your personal credit manager will be happy to explain which offers and credit options are available and give you a specific recommendation.

With the credit SUN small loan you enjoy many advantages, without risk!

Schnelle Kreditzusage

Find the best small loan from a large portfolio

We work with all relevant financing partners in the market and thus have access to over 300 loan programs on the market. Thanks to many years of experience and automated processes, we are able to find the best small loan for you from this huge portfolio at the push of a button. We do our utmost to fulfill your wishes and goals in the best possible way. A loan comparison is therefore superfluous - we compare all small loan offers for you free of charge!

Small loan with real credit decision

Whether a large loan or a small loan - every customer is equally important to us! At Best Credit , your small loan request will be checked immediately - you will receive your credit decision within a very short time after the application. While other providers only present you with a forecast regarding the credit decision after submitting your credit request, with Best Credit you can always count on a real, binding credit decision. Nevertheless, you do not enter into any obligations with your loan application. You decide for yourself whether you want to accept our small loan offer or not.

Sample loan

* Representative example according to §6a PAngV: € 1,000 net loan amount, 36 months term, 2/3 of all customers receive: 3.99% eff. Annual interest, 3.91% fixed borrowing rate pa, total amount € 1,061.56, monthly Installment 29.49 €

small credit

Credit conditions for consumer loans according to §6a PAngV (creditworthiness required):

Net loan amounts: 1,000 to 300,000 EURO
Contract terms: 12 to 240 months
eff. Annual interest: 1.93% - 15.99% (depending on creditworthiness)
fixed borrowing rate pa: from 1.92%

Representative example according to §6a PAngV:

Net loan amount 5000 EURO
Contract term 72 months
Monthly Rate 82.62 EURO
Total amount 5948.91 EUROS
Effective interest rate 6.06%
fixed borrowing rate pa: 5.90%

It's that easy


Fill out the application online


Receipt of loan agreement after telephone consultation


Send the signed credit agreement and documents back to Best Credit


Receive the amount of money you want quickly

In a few steps to a small loan:

No upfront costs. Non-binding inquiry. Without risk.

7 reasons for the small loan from credit SUN



satisfied costumers


25 years

Credit experience


Special programs

for special target groups



Individually for each applicant

SSL encrypted


Data transfer



of all loan offers



and without obligation

Many customers already trust us

  • Michael

    “My total expenses for the repayment have been reduced enormously and I am liquid again. (...) I would go this way again at any time if I had financial problems. "

    Michael F. from Berlin

  • KreditTestsieger Siegel
    Gold wert Siegel
    Top Dienstleister 2020 bei ausgezeichnet.org

    Do you need a small loan? You should meet these criteria:

    • Minimum age: 18 years
    • Residence in Germany
    • Bank account in Germany
    • Regular income
    • Sufficient creditworthiness
    Requirements for online instant loan

    The right small loan for every requirement

    If you need a small amount of money quickly, simply contact the Best Credit loan experts with your loan request. We can fulfill your financing requirements from a loan amount of € 1,000!

    From an extensive portfolio of loan programs, we can quickly find exactly the small loan that best suits you and your requirements. There are several options for you with small loans. We also have the right small loan program for special requirements:

    1. Instant loan with online ident
      If you have to go particularly quickly, the instant loan with Online-Ident from € 1,000 is the ideal loan program for you. Thanks to our new video identification process, you do not have to go to the post office to carry out the legitimation check, but can conveniently have your identity determined from home using a webcam. This saves a lot of time and enables you to pay out your small loan particularly quickly, often even on the same day!
    2. Small credit despite Schufa
      If you have Schufa problems, the small loan is the right thing for you despite Schufa. Even if the Schufa is negative, we can pay you a small loan. The decisive factor for us is not necessarily a perfect Schufa, but above all that you have sufficient creditworthiness to be able to pay your current loan installments without any problems. You can find out here which criteria you have to meet for the small loan despite Schufa.
    3. Mobile phone contract with payout
      People who do not have a permanent employment contract or who only have a low income find it particularly difficult to get an installment loan from the bank. An alternative to small loans can therefore be a mobile phone contract with payout. This is not a loan in the strict sense of the word, but rather an alternative special cash program that can be used instead of a bank loan to bridge smaller financial bottlenecks at short notice.
    4. Toll Free Credit Card
      As a further alternative, you can also apply for our VIP Gold Card from MasterCard. The credit card is 100% free of charge and grants the cardholder an interest-free payment term of up to 7 weeks. The decision as to whether the invoice amount should be paid in full or only partial payments should be made can be made by the borrower every month. You can find out more details about the VIP Goldcard here .

    Our experienced credit specialists will be happy to help you find the right small loan. Simply fill out our application form and you will receive a real credit decision a short time later! Your personal contact will be happy to answer any questions you may have and advise you which loan programs are suitable for you.

    With a small loan from credit SUN , you benefit from unbureaucratic processes, quick payouts and good online conditions

    Exclamation mark
    small credit

    With a small loan from credit SUN , you benefit from unbureaucratic processes, quick payouts and good online conditions

    Bridge financial bottlenecks with a cheap small loan

    A small loan - colloquially often referred to as a mini loan, micro loan or housewife loan - is an installment loan of up to € 5,000, which is repaid in constant monthly installments. It is particularly suitable for replacing the expensive overdraft facility or for temporarily bridging smaller financial bottlenecks. Advantages of small loans are comparatively short terms and favorable interest rates.

    There are a variety of ways to apply for a small loan. Whether in a branch bank, an online direct bank, an independent credit broker or a loan comparison portal - the market is large and the number of banks and credit institutions that grant small loans is huge. It is just as difficult for consumers to get a good overview of small loan offers, to compare them with one another and to find the best small loan for themselves. Best Credit makes it easy for you to compare small loans. Because our credit experts can determine the best small loan offer for you at the push of a button . Shortly after submitting your loan application, you will receive an individual offer for a small loan that exactly meets your requirements.

    Good to know: Applying for a small loan does not affect your Schufa score. As with larger debt rescheduling or real estate financing, information is obtained from Schufa for small loans. However, this is done with the creation-neutral feature “Request credit conditions”. Your Schufa score remains untouched and your credit rating remains unchanged.

    Even if you have a negative entry in the Schufa , in most cases we can help with a suitable small loan. We have various options here: On the one hand, we work with Swiss banks that do not take a look at the applicant's Schufa files and thus have no knowledge of whether a negative Schufa entry exists. On the other hand, we have access to special programs from German banks that obtain information from Schufa, but grant a small loan despite negative Schufa. With Best Credit you have a higher chance - even with negative Schufa - to get a small loan on fair terms.

    Small loan with individual advice

    If you only want to borrow a small amount of money, it should be as quick and easy as possible. Ideally, the desired amount of money should be in the account within a few days - or even on the same day! This is possible with Best Credit . Simply apply for your small loan quickly and easily using our online loan form and carry out the online identification from the comfort of your own home - this enables us to process the desired small loan quickly and pay it off to you within a few days. Your personal credit manager will be happy to answer any questions you may have at any time. Of course, there are no upfront costs. The application, credit check and preparation of the offer are free of charge for you.

    The loan experts atBest Credit
 logo are there for you!

    030 - 2000 399 22

    Birgit Roth

    Birgit Roth
    Credit management

    Sigrid Neukirch

    Sigrid Neukirch
    Credit advice

    Pia Glaubitz

    Pia Glaubitz
    Bank clerk


    Madeleine Stolzenburg
    Credit advice

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