Our most popular online loans

Quick money

Instant loan online

  • From 2.47% eff. Annual rate
  • Loan amount 1,000 - 120,000 €
  • Payout possible on the same day
  • Automated loan comparison
  • Desired term 12 - 240 months
  • Flexible repayment modalities
Schufa-free credit

Credit without Schufa / credit despite Schufa

  • Even with negative Schufa
  • 100% discretion
  • No influence on the Schufa score
Reschedule credit

Debt rescheduling + cash portion

  • Debt rescheduling at low interest rates
  • Immediate rate reduction up to 50%
  • Better overview - only one loan installment
  • Desired term 12 - 240 months

Online loan for property owners

  • Loan for free use at real estate conditions
  • Loan amount € 1,000 - € 300,000
  • Low rate, long terms of up to 30 years

Our offer - your advantages

Personal loan offer € 1,000 - € 120,000, even with negative Schufa

We carry out an individual credit check for you - free of charge! First, we check your financial situation and then use an automated loan comparison to determine the online loan offer that best suits you. We are also happy to help you with a negative Schufa . You will receive your tailor-made online loan - guaranteed without upfront costs!

Special programs with special conditions for property owners, among others

Whether instant loan, rescheduling loan or credit without Schufa - at Best Credit you get your desired loan at favorable conditions. Our product portfolio offers many special programs, especially for property owners, with particularly favorable interest rates and long terms - up to a loan amount of € 300,000. Your personal loan manager compares all the offers on the market and finds the online loan that exactly meets your requirements - completely free of charge!

If required, bank-independent rescheduling service - only one loan installment!

We summarize your current loan installments if necessary and thus lower your monthly loan installment by up to 50%! With the cheap online rescheduling you will quickly have your finances under control again. Best Credit takes over the bank-independent rescheduling service for you free of charge.

Credit conditions for consumer loans (creditworthiness required):

Net loan amounts: 1,000 to 300,000 EURO
Contract terms: 12 to 240 months
eff. Annual interest: 1.93% - 15.99% (depending on creditworthiness)
fixed borrowing rate pa: from 1.92%

Representative example according to §6a PAngV:

Net loan amount 5000 EURO
Contract term 72 months
Monthly Rate 82.62 EURO
Total amount 5948.91 EUROS
Effective interest rate 6.06%
fixed borrowing rate pa: 5.90%

It's that easy


Fill out the application online


Receipt of loan agreement after telephone consultation


Send the signed credit agreement and documents back to Best Credit


Receive the amount of money you want quickly

7 reasons for credit SUN



satisfied costumers


25 years

Credit experience


Special programs

for special target groups



Individually for each applicant

SSL encrypted


Data transfer



of all loan offers



and without obligation

Many customers already trust us

  • Michael

    “My total expenses for the repayment have been reduced enormously and I am liquid again. (...) I would go this way again at any time if I had financial problems. "

    Michael F. from Berlin

  • KreditTestsieger Siegel
    Gold wert Siegel
    Top Dienstleister 2020 bei ausgezeichnet.org

    Use your chances - without risk!

    Regardless of whether you want to reschedule your current loans cheaply, are looking for an instant loan with a particularly fast payout or want to secure particularly favorable conditions as a property owner - your personal credit manager at Best Credit will check all options that are available on the market and quickly find the online loan that suits you best. We offer our customers an individual credit check as well as a bank-independent rescheduling service - and that without upfront costs!

    Even if you have already been rejected by your house bank, for example due to a negative Schufa , we will help you. For us, the decisive factor is not necessarily a positive Schufa, but above all that you are financially able to repay your loan. In "difficult" cases, we usually achieve a significant rate reduction with a total debt rescheduling - even if you top up your loan. We will create financial leeway for you again, which in turn ensures that you can pay your monthly loan installment without any problems.

    So you can only benefit and not take any risks. With Best Credit you will quickly receive your individual online loan. Fast. Flexible. On-line!

    Online credit - fast and flexible

    Online loan for free use - even in difficult cases

    At Best Credit you get your individual online loan for free use. Regardless of whether it is an online loan, an online rescheduling or an online loan for property owners - we offer you the full range of online loans at a low interest rate. Our credit experts are happy to help even if the Schufa is negative.

    Instant real credit decision and fast payout

    At Best Credit , you can easily apply for your desired loan online from home. Our credit check process is optimized for particularly fast and unbureaucratic processing. This enables us to notify you of a binding credit decision shortly after submitting your request. Automated processes guarantee a particularly lean and efficient processing of your loan request. If your documents are available promptly, nothing stands in the way of a quick payment of your online loan.

    Individual examination - tailor-made financing

    As diverse as the ideas and wishes of our customers are, as diverse are the offers, conditions and credit programs on the other hand. We have made it our business to examine each customer individually and to find exactly the loan program that best meets the respective requirements. To do this, we work with all relevant financial partners on the market. In addition to branch banks and online direct banks, this also includes alternative financing partners such as crowdlending platforms. We want to make it particularly easy for our customers and we compare all offers on the market. This enables us to best meet the needs of our customers.

    Personal credit manager

    The Best Credit credit experts respond to your individual needs and determine exactly the offer that best suits your requirements. Our advice is of course free of charge and without obligation. If you have any questions, you can get in touch with your personal contact person during the credit check, until the payment and beyond.

    Free of charge and without obligation

    There are no upfront costs for your credit inquiry and check. By applying for your desired online loan, you do not take any risks - you can only benefit!

    Individual advice on your online loan

    Our team of experts takes care of your personal financing request quickly and reliably. Send us your request and you will receive an answer from your personal contact within a few minutes.

    The loan experts atBest Credit
 logo are there for you!

    030 - 2000 399 22

    Birgit Roth

    Birgit Roth
    Credit management

    Sigrid Neukirch

    Sigrid Neukirch
    Credit advice

    Pia Glaubitz

    Pia Glaubitz
    Bank clerk


    Madeleine Stolzenburg
    Credit advice

    Bojcho Rangelov

    Bojcho Rangelov
    Bank clerk

    Christiane Racky

    Christiane Racky
    Dipl. Banking business economist (banking academy)

    Thorsten Schwarze

    Torsten Black
    Specialist for financial advice (IHK)

    Sascha Voßwinkel

    Sascha Vosswinkel
    Bank clerk

    Contact Person

    Nadine Rauschenbach
    Bank clerk