Why a loan without Schufa with credit SUN ?
Credit even with negative Schufa
Applicants with negative credit bureau usually do not receive a loan from banks in Germany. But there are exceptions. We cooperate with German lenders who approve a loan even with slight negative characteristics or with poor creditworthiness. For us, it is not (only) the data stored in your Schufa that counts - what matters most to us is your overall financial situation. If you are able to repay your loan, we will always find a solution - even if the Schufa is negative. Thanks to our cooperation with banks in Switzerland, you will also receive a so-called Swiss loan from Best Credit , provided you meet the acceptance criteria. You can find out what these are in detail below.
New loan options!
Benefit from our extensive financing solutions. Even as a freelancer or self-employed, Best Credit offers a real alternative to the house bank with fast and unbureaucratic processing. Best Credit is connected to several providers in the field of peer-to-peer loans. The loan application can be checked promptly and approved quickly if the result is positive.
Do you want nobody to know about your borrowing? With a Swiss loan without Schufa you benefit from 100% discretion: Neither the Schufa nor your house bank nor your employer will find out about your loan - you can rely on that. Loan seekers often have concerns that they will not get a loan due to a negative Schufa and apply directly for a Swiss loan without Schufa information. But there are other ways to borrow money with a negative feature in the Schufa. We check your financial situation and recommend the loan that best suits your needs.
Banks in Germany report credit inquiries to Schufa, which records in its database that the customer in question has applied for a loan from the bank. Depending on whether the report is made as a "credit request" or a "condition request", this can also have an impact on the Schufa score. At Best Credit , your credit request takes the form of a "condition request", so it does not affect your creditworthiness. Most banks in Germany also report the disbursement of the loan to Schufa and register it there. We also work with lenders in Germany and Switzerland who do not report the payment of your loan to Schufa. This means that your Schufa score remains unchanged.
Request without obligation and free of charge
Applying for a loan at Best Credit does not involve any preliminary costs. After submitting the form, you will receive a credit recommendation from us in the form of a concrete offer, which you can take a look at and then make a decision. Neither the inquiry nor the credit check are associated with costs for you. If you have any questions about the offer, you can get in touch with your personal contact at any time. Good advice is included with us - and of course free of charge for you.
With a loan without Schufa, you not only benefit from discretion, but also receive the loan paid out within a few days after checking your documents. Thanks to the online application form, lean processes and automated workflows, we are able to determine the loan program that best suits you and your financial situation shortly after submitting your loan application. The loan amount is available to you - depending on the loan program - within a few days. The loan without Schufa is not tied to any purpose, you decide for yourself what the money is used for.
It's that easy
Fill out the application online
Receipt of loan agreement after telephone consultation
Send the signed credit agreement and documents back to Best Credit
Receive the amount of money you want quickly
Just a few more steps to your loan without Schufa:
Without initial costs. Without risks. Not binding.
7 reasons for credit SUN
for special target groups
Individually for each applicant
of all loan offers
and without obligation
Many customers already trust us
"Thank you! A very nice, great service. Everything worked out great. I made a refinancing because it was much cheaper for me than at the previous bank (...) "
Jürgen P. from Würzburg
“Ways have been shown to us how we can save a great deal of money by refinancing. Why didn't we do that much earlier (...). "
Carsten G. from Harsefeld
“My total expenses for the repayment have been reduced enormously and I am liquid again. (...) I would go this way again at any time if I had financial problems. "
Michael F. from Berlin